“It only feels important when you get into an accident,” Martin said. Yet, driving without insurance is illegal in every state save one, New Hampshire. An uninsured motorist who draws...
Being involved in an accident with an uninsured motorist can be overwhelming, but you don’t have to face it alone. Speak with an uninsured motorist lawyer.
Uninsured motorist coverage (UM) protects you if a driver lacking sufficient insurance hits you. ; UM covers costs related to you and your passenger's bodily injuries and property damages. ; Some states have minimum requirements for UM and underinsured motorist (UIM) coverage. ; Compare car insurance rates with Coverage.com.
, Underinsured Motorist BI Required ; Connecticut, ✓ ; District of Columbia, ; Illinois, ; Kansas, ✓ ; Maine, ✓ ; Maryland, ✓ ; Massachusetts, ; Minnesota, ✓ ; Missouri,
Uninsured motorists are relatively common ; With the exception of New Hampshire, every state in the U.S. has a minimum mandatory car insurance requirement. Despite that, about one out of every eight drivers does not carry auto coverage; in some states, that number is one out of five. If you’re involved in a serious accident with a motorist who doesn't have an auto insurance policy, you could be at risk for substantial financial losses. Uninsured and underinsured motorist coverage is designed to protect against that possibility. ...
Uninsured motorist (UM) coverage may pay a policyholder's damages after an accident with a driver who does not have insurance or a hit-and-run.
Type of coverage, Average cost per year ; Uninsured motorist bodily injury (UMBI), $136 ; Underinsured motorist bodily injury (UIMBI), $90 ; Uninsured motorist property damage (UMPD), $36 ; Underinsured motorist property damage (UIMPD), $46
How many people drive without insurance? ; Uninsured motorists by state ; What states require uninsured/underinsured motorists coverage? ; How to protect yourself from uninsured motorists
What are your chances of having an accident with an uninsured driver? Recent data from the Insurance Research Council (IRC) suggests that if you are in a collision, you have a one in eight chance of the other driver having no auto insurance ...
Underinsured and uninsured motorist coverage at Allstate helps you drive with peace of mind. Learn more about how you may benefit from these coverages if you're hit by another driver who doesn't ha...