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APY : 4.85%, Fee : $0, Minimum deposit to open : $0
TD Bank’s savings account rates range from 0.01% to 4.00% APY, primarily depending on your account balance. ; TD Bank has no minimum opening deposit requirement on either of its savings accounts. ; Along with its savings account offerings, TD Bank also offers CD, checking, credit card, loan and retirement products.
Our team has compiled a curated list of the best 5% interest savings accounts that can help you reach your long-term savings by earning more on your balance.
Discover’s online savings account offers a 4.00% APY and doesn’t have fees for items such as monthly maintenance, insufficient funds, official bank checks and excessive withdrawals. ; The savings rate is competitive with the APYs offered by other online banks such as Ally, American Express and Capital One, though it’s not the highest offer out there. ; There are no minimum opening deposit or minimum balance requirements to start earning interest.