Simplified issue life insurance offers quick approval, no medical exam, and affordable coverage. See if you're eligible for simplified issue insurance.
We analyzed the best guaranteed issue life insurance companies to help you find quick coverage with no health questions or medical exam.
Affordable life insurance can still provide benefits for your family. Compare the cheapest life insurance companies and policies to get covered now.
Getting life insurance as a diabetic can be hard, but it's possible to find affordable coverage if you know where to look. See which life insurance companies are best.
Simplified issue life insurance is a type of life insurance that doesn't require a medical exam. Learn how they work, who they benefit, and more. Click here!
Policy types · Term, whole ; Coverage min · $20,000 ; Coverage max · $2 million ; Am rating · A (Excellent) ; Trustpilot stars · $4.7
Pros: Coverage amounts range from $50,000 to $1.5 million · No medical exam is required · Approval can take just a few minutes ; Cons: Policies are limited to individuals ages 18 to 60 · No additional riders or policies are available to supplement coverage · Term limits max out at 30 years
Best for guaranteed acceptance: Mutual of Omaha Life Insurance ; Coverage limits: Up to $3 million with no medical exam ($8 million with medical exam) ; Unique feature: Cash value grows according to four indexes, minimizing risk
Permanent life insurance lasts your lifetime and accrues cash value in addition to offering a death benefit. ; Term life lasts for a specified time and then expires, but it's cheaper than permanent life. ; There are several types of term and permanent life policies, and some don't require a medical exam.
Discover the top life insurance companies of 2024. Get in-depth reviews, ratings, and expert insights to choose the best life insurance policy.