The best student loans without a cosigner include federal loans and loans from Ascent, Funding U, MPower Financing, AM Money, Prodigy Finance, and Stride.
Discover the best private student loans of 2024. Compare rates, terms, and benefits to find the right lender for your education financing needs.
In the US, the cost of attendance for college is now an average of $35,720 per school year — and that figure is growing at a rate of 6.8% each year. ; The reality is that it’s now incredibly difficult to pay for college without taking out student loans. ; Fortunately, government-subsidized student loans provide fairly easy access to funding, allowing more students to pursue higher education than ever.
Pros · Compare undergraduate loan rates from up to eight lenders at once · No origination or prepayment fees · $200 best rate guarantee. Terms apply ; Cons · Repayment policies vary by lender · No special incentives for Credible users · International students must have a co-signer
Discover the key differences between federal and private student loans to make the best choice for your education.
Many private and state-sponsored student loans may require a cosigner who pledges to pay back the loan if the borrower does not. Cosigning a loan is an
Perks · 0.25% discount on regular rates with AutoPay ; Regular Annual Percentage Rate (APR) · Student Loan Origination: Variable: 6.00% - 13.75%, Fixed: 3.99% - 12.61% with AutoPay; Student Loan Refinance: Variable: 5.27% - 13.75%, Fixed: 5.24% - 9.40% with AutoPay ; Fees · Late fee of 5% of the loan payment amount ; Recommended Credit · Undisclosed ; Loan Amount Range · $5,000 to $250,000
Explore your options for student loans without needing a cosigner. Understand eligibility, compare lenders and consider our application tips.
We’ll give them a code so they can fill out their part of the application, or they can complete the application with you. ; Once you review all loan documents, e-sign, accept loan terms, and provide any other requested info. We’ll take care of the rest with the school.
Our Partner · Company Highlight ; #1 Choice for Students & Co-signers ; Fixed rates 3.49% - 15.49% ; Fast application and decision-making process ; Easy Online Application ; Rates starting at 4.50% ; Start Paying 9 Months After Graduation