Best for affordability ; Best for seniors ; Best for quick approval ; Best for higher coverage amounts ; Best for customer service
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
If you're worried your health will disqualify you from life insurance coverage, you may want to consider no medical exam life insurance.
Best Term Life Insurance of 2024 ; Best overall: Banner Life Insurance ; Best for affordability: Protective Life ; Best no medical exam: Brighthouse Financial Life Insurance ; Best for customer service: State Farm Life Insurance
Would you like to apply for a term life insurance with no medical exam? While there are some limitations, it's entirely possible. Find out more here.
Related Articles ; Featured PickOur top pick for hands-on experience ; Best for online whole life insurance ; Our pick for online no-exam coverage
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You can get term life insurance with no medical exam, but it usually involves some trade-offs. Read on as we explain the pros and cons of the no-med options.
No medical exam life insurance is a life insurance policy that can offer you coverage without undergoing a medical exam.
Key Takeaways ; Life insurance companies require medical exams to verify health information, but some offer policies without them. ; Term life insurance policies can be obtained without a medical exam, but may have higher premiums. ; Whole life insurance policies without medical exams are expensive and limited in coverage and death benefit payouts.