Both present problems, but building good credit from scratch tends to be easier than rebuilding credit because your credit record has no blemishes.
Have bad credit or no credit at all? Discover what options you have for getting a loan.
Is having no credit history better than having bad credit? Each situation presents a few things to think about. Explore more on Learn & Grow.
While paying with plastic is undoubtedly convenient, and can be a lifesaver in certain situations, there are both good and bad reasons to use credit. If you sometimes find it hard to hold...
Getting a new credit card can be an uphill battle if you have bad credit or no credit history. Here are the best credit cards with no credit check to consider.
Borrowing money will be expensive One of the biggest downsides to having bad credit is that you're going to get unfavorable loans. From credit cards to mortgages to auto loans, the worse your credi...
I’ve brought in special guest Chris Gonzalez from Tabor Mortgage Group here in Charleston to help us answer the age-old question: Is it better to have no credit or bad credit when you’re purchasing...
Having bad credit is usually due to owing large amounts of money or having a history of unpaid bills and debts. Learn how to fix bad credit.
Credit score range, New car, Used car ; Deep subprime: 300 to 500, 15.77%, 21.55% ; Subprime: 501 to 600, 13.18%, 18.86% ; Near prime: 601 to 660, 9.83%, 13.92%
Looking to open a basic bank account? Read MoneySavingExpert's guide first. Basic bank accounts have no fees and can be opened with a bad credit score.