No credit is objectively better than bad credit. Find out what each one means and how to improve your credit score in both situations.
Learn whether having low credit or no credit at all could be considered worse in this guide.
While paying with plastic is undoubtedly convenient, and can be a lifesaver in certain situations, there are both good and bad reasons to use credit. If you sometimes find it hard to hold...
Both present problems, but building good credit from scratch tends to be easier than rebuilding credit because your credit record has no blemishes.
Is having no credit history better than having bad credit? Each situation presents a few things to think about. Explore more on Learn & Grow.
Managing credit can be challenging, especially during tough economic times when credit cards offer many consumers a financial lifeline. However, that lifeline can quickly become a trap due to high interest rates and the challenge of repaying mounting debt. It’s no wonder about 12.6% of consumers end up with “bad” credit. Regardless of how you feel about them, credit cards are important financial tools that can rebuild your credit history and help you achieve your financial goals. If your credit score falls below 600, getting a credit card ...
Here's how to know if you have a bad credit score and the steps you can take to improve it if you do.
Is a bad credit score worse than no credit at all? What they mean for your finances.
Bad credit refers to an individual’s history of not paying bills on time and the likelihood that they will fail to make timely payments in the future.
Worried about being rejected for credit? Find out what is classed as a ‘bad’ or ‘poor’ credit score from all the major credit reference agencies.