Discover the key differences between a checking and a savings account. Checking allows faster access to cash, while savings have higher interest rates.
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Review Bank of America's interest rates and annual percentage yields (APYs) for checking, savings, CD and IRA accounts specific to your area.
Checking accounts give you many free ways to access your money, while savings accounts have higher interest rates. Learn about other ways they differ.
Ivana Pino · Senior Writer ; Casey Bond · Lead Editor and Content Strategist, Banking
Checking and savings accounts may have different interest rates and rules. Learn the difference between checking and savings accounts and how they work.
The primary use of checking accounts is for spending rather than saving, so it’s not common to find very competitive rates, if any. However, there are checking accounts that do earn interest.
Find a great checking account and research rates, fees and account features at US News & World Report
Competitive checking account interest rates are within your reach. Look inside to see today’s rates.
Get up to speed with the average interest rates offered by bank accounts in 2024. Our guide helps you make informed decisions for your financial growth.