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How To Lower Your Credit Card Interest Rate

Credit card interest rates are high, but you might be able to score a lower rate just by asking, or following one of these other tips.

How to Improve Your Credit Score Fast

If you want to raise your credit score fast, there are a number of quick things that you can do. Dispute credit report errors, make debt payments, and more.

How structural racism plays a role in lowering credit scores

Credit scores, which represent how likely a person is to pay his or her bills, affects almost... for your credit score to be influenced by it,” said John Ulzheimer, a longtime expert in...

How to Improve Your FICO Score | myFICO

Get tips on how to improve your FICO Score and manage credit responsibly, including paying bills on time, paying off debt, and managing your credit history.

How to Check Your Credit Score Without Hurting It

Your credit score can be an asset in financial situations, but only if you know where you stand. Learn how you can find your score without hurting it.

How to build your credit score fast

Good credit is key to building a healthy financial future. As interest rates continue to rise, it's more important than ever to ensure that your credit is either "very good" or "exceptional." The benefits of having such upper-tier credit are worth the time and effort to build it. For starters, good credit enables you to borrow money at a lower interest rate, receive better terms and deals on credit cards and cell phones, and receive a better, lower interest rate on a home mortgage. What's more, a solid credit score demonstrates to lenders that ...

How to Improve Your Credit Score Fast

The sooner you address certain credit score factors, the faster your credit score will go up. Follow these 7 steps to improve your credit score.

Here's how having multiple credit cards affects your credit score

Having more than one credit card can help or hurt your credit score, depending on how you manage them. Here's more about the impact it can have.

How to Lower Credit Utilization - NerdWallet

Knowing how to lower your credit utilization can keep your credit scores high. Asking for higher credit limits and paying bills early can help you lower it.

Understand, get, and improve your credit score | USAGov

Learn how to get your credit score, the number that creditors use to determine your credit behavior, including how likely you are to make payments on a loan.

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