Before you transfer a balance to a credit card with a lower interest rate, understand its effect on new purchases and other costly fine-print traps.
How to decide if a credit card balance transfer is right for you, where to look for one, and the steps to take to complete the process.
Platinum Mastercard® ; Venture Rewards ; Quicksilver Rewards
Limited-time offer: Credit Card Funds Transfer ; interest-free ; Low processing fee from ; instantly
Apply for Standard Chartered's Smart Payment Plan which allows you to transfer available funds from your credit card to your personal account, so you can spend freely.
Find out about our Sainsbury's Bank Low Balance Transfer Rate Credit Card.
Earn unlimited 1.5% cash back on all purchases Calculate rewards ; 0% · Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After that, a Variable APR that's currently 19.24% to 29.24% will apply. 3% · Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.
balance transfer credit card. A long introductory period can significantly benefit your... interest-free period outweighs this cost. This card is particularly advantageous for those who...
Free to read. If you're paying interest on credit card debt, a balance transfer card could help you pay no interest for up to 29 months
Which? explains what a 0% balance transfer credit card is, who a balance transfer is likely to be suited to, the Which? Best Buy deals and the pros and cons of using balance transfers.