Key Takeaways: To estimate the dwelling coverage portion of your home insurance, multiply the square footage of your home by the local cost per foot of residential construction while taking into account any special or custom features in your home. Replacement cost coverage for your belongings will determine the value of your belongings without taking depreciation into account. Liability coverage protects you from lawsuits. Many policies provide at least $100,000 in coverage. You can customize yo...
Wondering if you need home insurance? Check out this FAQ on if and when you should purchase homeowners insurance.
Dwelling coverage ; Personal property coverage ; Additional living expenses coverage ; More coverage options
Don't let unexpected disasters catch you off guard. Learn how to determine the right amount of homeowners insurance you need to safeguard your home and assets.
Key Takeaways: Your homeowners policy may not cover your belongings while they are packed or transported by professional movers. Coverage offered by moving companies isn’t insurance and is not regulated by state insurance laws. Federal law requires that professional movers offer released-value and full-value coverage for your belongings. Released-value can pay up to $0.60 per pound, while full-value can pay up to $100 per pound. If you own collectibles or other high-value items, you may want t...
Your home is a huge investment that contains all your possessions. Homeowners insurance is often required for your loan and is a small price to pay for its protection.
Mortgage lenders often require new homebuyers to have homeowners insurance. Learn how homeowners insurance helps protect you and your home.
Homeowners insurance safeguards your home and personal belongings and protects your assets from liability claims. Find out how much homeowners insurance you need.
Wondering how much homeowners insurance you need? Bankrate can help.
Homeowners insurance is an essential purchase to make to avoid financial hardship if your personal property is damaged or you are sued.