Small business loan interest rates vary widely. The rate you pay will depend on several factors, including the type of loan or finance you take out, the repayment terms of the deal, and the competitiveness of the offer compared to the rest of the market. In other words, there’s really no such thing as an average interest rate on a business loan. Therefore, it’s important to shop around for the right deal at the right price when searching for business finance for your SME.
Current average business loan interest rates by loan type (including SBA), creditworthiness, and loan term length. Find your true loan cost.
Average business loan rates will depend on factors such as the interest rate market and the type of loan you’re considering. Before applying, shop around for the best deal.
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Learn everything you need to know about business loan interest rates, including how they work, factors that influence rates, and tips to secure the best deal for your business. | To find out more,...
Average business loan interest rates vary with market forces and by loan type and lender. What rates can you expect?
When it comes to choosing the best small business loans, our guide can help you compare the best rates and terms available to help you fund your business.
See the current interest rates for different types of unsecured business loans and the factors that affect those rates.
LOAN PROGRAM, RATES ; SBA 7(a) (variable rates), 7% – 9.5% ; SBA 7(a) (fixed rates), 9.75% – 12.75% ; SBA Express, 9.25% – 11.25%