Liability coverage – protection for bodily injury and property damage to others with limits of up to $1 million. ; Physical damage coverage – protects an owned vehicle against accidental loss or damage. ; Collision coverage – covers losses resulting from the collision of your covered vehicle with another object or the overturn of a covered vehicle.
Pros ; Offers a lot of discounts · Customizable policy limits · Numerous add-ons to commercial auto insurance · Helps with federal and state filings
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