A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card...
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Credit history is the ongoing documentation of your financial information, including repayment of your debts. Your credit history is an essential part of your credit report.
A credit score is a number from 300 to 850 that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders.
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Understand how credit reports and credit scores work, what your rights are, common issues with credit reports, and how to work with credit reporting companies.
Your credit score and credit report are pretty much the same thing, right? Far from it. Although a fair number of consumers conflate the two, each has different information that is used for...
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