An interchange fee is a small amount of money a merchant pays, mostly to card issuers, when you buy something with a credit or debit card. Learn how interchange fees work.
By understanding credit card fees and charges, you know how to avoid them or get them waived. It will cost you less in the long run.
Learn about the various types of credit and charge card fees and how you can avoid those by knowing which charges to look for to get the best suited AMEX card.
Learn about international transaction fees and which NAB credit and debit cards charge no international transaction fee when you shop or travel overseas.
NAB Rewards Signature Card, Not applicable ; NAB Rewards Platinum Card, $195 p.a. ; NAB Low Fee Card, $30 p.a. ; NAB Low Rate Card, $59 p.a. ; NAB Qantas Rewards Signature Card, $420 p.a. ; NAB Qantas Rewards Premium Card, $295 p.a. ; NAB StraightUp Card, Not applicable ; NAB Velocity Rewards Premium Card, $150 p.a. ; NAB Velocity Rewards Card, $95 p.a. ; NAB flybuys Rewards Card, $95 p.a. ; NAB Rewards Classic Card, $95 p.a. ; NAB Qantas Rewards Card, $95 p.a. ; NAB Qantas Plus Card, $195 p.a. ; NAB Visa Mini, $40 p.a. ; NAB Low Rate Platinum Card, $100 p.a. ; NAB Low Rate Platinum Card 2 (Previously ‘NAB Low Rate Premium Card’), $59 p.a. ; NAB Premium Card, $90 p.a. ; NAB Low Fee Platinum Card, $90 p.a. ; NAB Visa One, $30 p.a. ; NAB Visa One Fee-Free, Nil
Charge cards and credit cards: They look identical and they make purchases in the same way. ; So how different can they be? ; There are really only a couple of dissimilarities—but they’re doozies. Before you go applying for one or the other, you should know what they are.
On top of interest, fees and charges might apply to your Halifax credit card account and transactions. This short guide provides an overview for you.
Foreign currency transactions, Visa/Mastercard transactions in US Dollar shall be converted to Singapore Dollar on the date of conversion. Transactions in other foreign currencies will be converted to US Dollar before being converted to Singapore Dollar. ; Dynamic currency conversion, If your transaction is converted to Singapore Dollar via dynamic currency conversion (a service offered at selected overseas merchants or websites), you acknowledge that the process of conversion and the exchange rates applied will be determined by the relevant merchant or dynamic currency conversion service provider, as the case may be. ; Singapore Dollar transactions processed outside of Singapore, All transactions processed outside of Singapore but charged in Singapore Dollar (i.e. without any currency conversion) (including refunds and reversals) will be subject to an administrative fee of 2.8% on the total transaction amount, which includes a 1% fee by Visa/Mastercard or 0.6% fee by UnionPay, and shall be payable by you and debited from your Account. This includes but is not limited to any transaction in Singapore Dollar on overseas-based websites and mobile applications. ; Cash withdrawals at overseas ATMs, The amount withdrawn is subject to a charge imposed by the respective Card Associations, either as a reimbursement charge representing the charge imposed on us or as a direct charge to you. For overseas cash withdrawals converted by Visa/Mastercard, a conversion factor of 1% is applied on the converted amount. For foreign currency transactions converted by UnionPay, a conversion factor of 0.6% is applied on the converted amount. ; Other charges, We may, at our sole discretion, debit from your Account, all applicable fees and charges, including but not limited to:
Learn about Credit Card fees, surcharges, and how they work. Get all the information you need to enhance your financial knowledge and make informed decisions.
In this blog, we'll delve into what credit card over-limit fees are, how they work, and how you can avoid them.