Ladder ; 20 - 60 years old · 100,000 · 8,000,000 · 10, 15, 20, 25 or 30 years · No, for coverage up to $3M · Apply for term life insurance online without the medical exam. Get an instant decision and adjust your coverage at no charge.
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
Best Term Life Insurance of 2024 ; Best overall: Banner Life Insurance ; Best for affordability: Protective Life ; Best no medical exam: Brighthouse Financial Life Insurance ; Best for customer service: State Farm Life Insurance
Lemonade offers affordable term life insurance with no medical exams, though policies are rigid. Read our Lemonade life insurance review to learn more.
No medical exam life insurance doesn’t require a medical exam .
Many life insurance providers require applicants to take a medical exam during the application process. These exams help the insurer gather health information about the applicant. The medical exam, sometimes called a paramedical exam, is an important piece of the underwriting process. It can help the insurer assess the applicant’s health-related risk to determine approvals, premiums, and policy terms. This article will explain how these exams work, which policies typically require them, and so...
If you're worried your health will disqualify you from life insurance coverage, you may want to consider no medical exam life insurance.
Guardian ; Amica ; Northwestern Mutual ; State Farm ; Bestow
What is no-medical-exam life insurance? · Types of no-exam life insurance · How to get life insurance without a medical exam · Best companies with no-exam life insurance options · How much does no-exam life insurance cost? · Frequently asked questions
Globe Life specializes in cheap no medical exam life insurance plans. Read our review to for Globe Life options and costs to help you find the right fit.