Written by Garrett Yarbrough ; Edited by Courtney Mihocik ; Reviewed by Jason Steele
A credit card with an introductory 0% APR period can save big on interest if you have a major purchase coming up. The best zero-percent cards include options with long intro periods, and many offer...
Our calculator can help you see how long it will take to pay off your debt depending on your monthly payments, and how much interest you’ll pay before your balance reaches zero...
months ahead, borrowers could call their card issuer and ask for a lower rate, switch to a zero-interest balance transfer credit card or consolidate and pay off high-interest credit cards...
At zero percent, it would take 15 months. At 20%, it would take 18 months, and about $1,028 would be going to interest. Those calculations, made using Credit Karma’s credit card...
0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days ; 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers ; 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies ; 0% intro APR on Purchases for 15 billing cycles and 0% intro APR on Balance Transfers for 15 billing cycles for any balance transfers made in the first 60 days
The best 0% APR credit cards of 2024 charge zero interest on purchases and balance transfers, sometimes for up to 21 months — a generous benefit.
If you spend on cards but don't repay in full, try a 0% credit card with up to 21 months' interest-free spending. Compare Martin Lewis' top pick comparison on 0% credit cards in the UK.
Vault’s Viewpoint ; With credit card interest rates averaging over 20%, cardholders who carry a balance can rack up quite a bit of extra debt. ; You might be able to get a lower interest rate by simply calling and asking your lender to lower it. ; Balance transfer offers and low APR credit cards are great tools for people needing a lower-interest borrowing option or to pay down existing debt.
CNBC Select compares the best 0% APR credit cards with no interest for up to 21 months, so you can maximize savings.