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Who qualifies for a reverse mortgage?

A reverse mortgage could be a great way for homeowners to access their home's equity, but only select applicants qualify.

What is a reverse mortgage?

A reverse mortgage allows older homeowners to tap their home equity. You have several options for how to receive the money. Learn how a reverse mortgage works.

Reverse Mortgage Equity Requirements

Qualifying for a reverse mortgage backed by the United States Department of Housing and Urban... It’s also worth noting that those who don’t have enough equity to make a reverse...

How to Get a Reverse Mortgage in 2024

If you own your home and need additional income, you might be able to qualify for a reverse mortgage. Learn what it takes to get a reverse mortgage.

Reverse Mortgage Age Requirements

5 Reverse Mortgage Age Requirements Reverse mortgages are, by nature, designed for people who have paid off their homes or have very little remaining on their mortgage, leaving them with...

Reverse Mortgage Appraisal: What It Is, How It Works

Who Qualifies for a Reverse Mortgage? To qualify for a reverse mortgage insured by the FHA, you must be at least age 62. Among other requirements, you must also:3 Occupy the property as...

Proprietary Reverse Mortgages vs. Single-Purpose Reverse Mortgages

A home equity conversion mortgage (HECM) may seem like the best option for many considering a reverse mortgage. But for homeowners with a high-value home or who need a lump sum for a...

When to Get a Single-Purpose Reverse Mortgage

If you’re an older homeowner who needs help paying for property taxes or home repairs, a single-purpose reverse mortgage may be a good option.

How Much Equity Do You Need for a Reverse Mortgage?

A reverse mortgage can offer financial breathing room for homeowners over the age of 62, but not everyone is eligible. You typically need at least 50% equity in your home.

Marrying Someone Who Has a Reverse Mortgage

A reverse mortgage can provide retirees with supplemental income. Learn how you might be affected if you’re marrying someone who has a reverse mortgage.

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