Understanding your credit report: What it is and why it matters

A credit report documents your credit history, which is turned into your credit score. ; The three major credit bureaus — Equifax, Experian, and Transunion — create your credit report. ; Lenders, insurance companies, landlords, and even employers can use your credit report to make decisions. ; See our list of the best credit monitoring services »

Top Credit Monitoring Services in November 2024

Discover the best credit monitoring services in 2024, offering top-notch security, real-time alerts, and financial tools to protect your credit score and identity. Find the right service to meet yo...

What Is a Credit History? Impact on Scores and Credit Report

Credit history is the ongoing documentation of your financial information, including repayment of your debts. Your credit history is an essential part of your credit report.

Best Credit Cards for Good Credit of November 2024

If your credit score is between 670-739, you can qualify for most credit cards. We’ve compiled the best credit cards for good credit of 2024.

What is a derogatory mark on your credit reports?

How do derogatory marks impact my scores? ; What leads to a derogatory mark? ; How long can a derogatory mark impact my credit scores?

Free Credit Reports: How to Get Yours in 2024

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit score services to help you make smart decisions with your money. Your credit report is your financial report card, listing your present and past lines of credit, how much money you owe on each, and whether you have paid those bills on time or late. ...

How to find the best credit card interest rates: Excellent credit is key

Lowest interest credit cards ; Best for long 0% intro APR: U.S. Bank Visa® Platinum Card ; Best for purchases and balance transfers: Wells Fargo Reflect® Card ; Best for cash-back: Blue Cash Everyday® Card from American Express ; Best for travel: Capital One VentureOne Rewards Credit Card

Credit reports: how they work and what's on it - Which?

Credit reports help lenders decide whether you’re a reliable borrower. Find out what's in a credit report, why they matter, how to check it, and how to correct mistakes.

The best credit cards for building credit of December 2024

Best credit cards to build credit ; Best for average credit: Capital One Platinum Credit Card ; Best for students: Discover it® Student Cash Back ; Best secured card: Discover it® Secured Credit Card

What Are the Three Credit Bureaus?

Your credit score is one of the most important numbers in your financial life. Most people know what a credit score is, but many don't fully understand where they come from. Behind the scenes, credit scores and the credit reports they ...