Ready to get a head start on your home buying journey? Get preapproved for a SoFi mortgage online in minutes. View your rate and start house hunting with confidence.
Explore your options for getting a mortgage even with bad credit. See your loan options, tips to improve your chances, and how to weigh if it's a good idea.
Our guide on how to get a mortgage will show you the essential steps you’ll go through to get approved for a home loan. From determining affordability and improving your credit score to saving for...
A mortgage preapproval will give you a good idea of your home loan options, price range, and how much your monthly payment might be. Learn how to get preapproved.
Discover how to get a mortgage preapproved and increase your chances of closing on a house when you’re shopping
What is a mortgage preapproval? · Factors affecting mortgage preapproval · How to get preapproved for a mortgage · Preapproval vs. approval · FAQs about mortgage approval
Find out where to get a mortgage and how the preapproval process works.
Getting preapproved for a mortgage shows sellers you're a serious buyer.
Key takeaways ; To prepare for getting a mortgage, be sure to know what you can realistically afford, how much you'll have saved for a down payment and if you need to improve your credit score before applying. ; Comparing offers from multiple lenders — at least three — could save you a significant amount of money. ; Along with your down payment, you'll need to pay closing costs, which typically cost 2 to 5 percent of the loan principal but vary by state.
You can get preapproved for a mortgage by knowing the steps, checking your credit, gathering documents, researching lenders and then applying.