Commercial general liability (CGL) insurance covers a business against claims of property damage, bodily injury, libel, slander, or false advertising. Learn more.
What Is Liability Insurance? Liability insurance is an insurance product that provides... Liability insurance covers legal costs and payouts for which the insured party would be found...
The amount your insurer will pay for a covered liability insurance claim depends on the coverage limits you choose. Each state sets minimum coverage limits for bodily injury liability and property damage liability that drivers must purchase, but you may decide to buy additional coverages. Typically, you may see three liability coverage limits on your car insurance policy: This is the maximum amount your insurer would pay to repair damage you cause to another party's property. The maximum payout ...
Who needs liability insurance coverage? ; What does liability insurance cover? ; What liability insurance do I need? ; Business liability coverage ; Personal umbrella policy
Typically, general liability policies provide: Premises liability coverage, which offers protection against the costs of injuries on your business property. Products liability coverage, which offers protection against the costs of damage to property and injury to people caused by your products or services. Personal and advertising injury liability coverage, which offers protection against the costs of injury caused by certain offenses arising out of your business, including slander, libel, wrong...
Employers' liability insurance covers businesses against claims by employees who have suffered a job-related injury or illness, or who file lawsuits.
Umbrella insurance provides additional liability coverage beyond what is offered by other policies, such as home or auto insurance. Learn how it works.
A typical homeowners insurance policy provides personal liability coverage. Learn more about what this coverage protects and how to choose policy limits.
Liability insurance protects insureds against claims or lawsuits filed against them by other parties. It is often contained within other major types of insurance policies, such as auto, homeowners, and business owner’s policies (BOPs), but it can also be purchased as a separate policy in certain instances – like umbrella policies for additional liability coverage or general liability (GL) policies for businesses. Both businesses and individuals need this type of coverage to protect themselves from lawsuits filed by customers, other drivers, ...
Ever wondered what would happen if someone got hurt and you were at fault? They could seek... The key things personal liability insurance covers are the legal fees, court awards and out-of...