We break down what a high-risk life insurance applicant is and how that might affect purchasing a policy as well as the policy options available.
Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured’s beneficiaries when the insured dies.
Term life insurance provides coverage for a set period of time, typically from five to 30 years. The insurance company pays a benefit to your beneficiary if you die within this term.
Participating life insurance can allow you to receive dividends that you can use in several ways. Discover what a participating life insurance policy is.
Cash value life insurance is permanent life insurance with a cash value savings component. Learn more about what cash value life insurance is and how it works.
Before purchasing life insurance, it's important to decide if you really need it, what type of policy is best, and how much coverage you should get.
There are two main types of life insurance: whole and term. Learn more about what coverage you need and which type of policy is best for you.
Before jumping into a life insurance policy, learn which decisions you have to make and what you can do to reduce your premiums before you apply.
Dependent life insurance offers a payment in the event a covered spouse or child dies. See if dependent life insurance is right for you.
Supplemental life insurance offers an extra layer of protection to your already existing policy. Learn how it works and how to get the right amount of coverage.