Full coverage car insurance is usually a package deal made up of several comprehensive, collision, and liability policies that you can tailor to your needs
Full coverage car insurance covers your car in many situations, even when your car is damaged by something other than a collision.
Car insurance costs continue to rise. According to a report from Bankrate, average premiums for full coverage auto insurance hit $2,543 in 2024, a 26% increase from 2023. ; Unsurprisingly, drivers across the U.S. are looking for ways to save. Nearly half (49%) of auto insurance customers are actively shopping for a new plan, according to J.D. Power. ; Full coverage car insurance combines three kinds of coverage and is usually required if you lease or finance your car.
Learn what "full coverage" car insurance really means, the different types of coverage it includes, and how to decide if it's right for you.
Type of Car Insurance Coverage, Required or Optional ; Liability Coverage Bodily injury liability Property damage liability, Required ; Comprehensive Coverage, Optional (unless you lease or finance your vehicle) ; Collision Coverage, Optional (unless you lease or finance your vehicle) ; Medical Payments Coverage/Personal Injury Protection, Required in some states ; Uninsured and Underinsured Motorist Coverage, Required in some states ; Rental Reimbursement Coverage, Optional
Full-coverage car insurance generally includes liability, collision and comprehensive, but some states require additional coverage to drive legally.
What exactly is full coverage car insurance? Bankrate explains.
Learn about liability car insurance and full-coverage car insurance, including the differences between them, what is covered by each, and what isn’t covered.
Full coverage car insurance refers to a policy with liability plus collision and comprehensive coverages. Learn more.
Start Conversation ; Full coverage car insurance provides financial protection for any physical damage or injuries you may cause in an at-fault accident. It also extends coverage to your vehicle if it’s damaged, totaled or stolen. According to CarInsurance.com, the online car insurance marketplace, the average cost of a full coverage policy is $1,895 per year. Rates can vary considerably from state to state and driver to driver, but that's still more than double the price of a liability-only p...