Manufacturers ; Real estate · Retail businesses, including clothing, department and grocery stores · Financial institutions and insurance companies · Printers and publishers · Hotels and motels · Construction contractors · Wholesalers/distributors
Voluntary excess is what you pay towards the cost of a car insurance claim in addition to compulsory excess. Higher voluntary excess can mean cheaper insurance.
Commercial general liability (CGL) insurance covers a business against claims of property damage, bodily injury, libel, slander, or false advertising. Learn more.
Protecting your business with insurance coverage is crucial. The appropriate insurance allows your company to mitigate risk, maintain continuity and focus on long-term growth and success. While a primary -or- professional liability policy offers a solid foundation, it may have limitations when dealing with high-cost claims. This is where excess professional liability insurance becomes part of your comprehensive coverage. What is Excess Liability Coverage? · Excess liability insurance serves as an extension of your existing professional liabili ...
Learn what personal liability insurance is on a homeowners policy and who needs it.
Commercial umbrella coverage can provide: ; An affordable second source of protection for your business beyond your primary insurance. ; Higher limits of liability for automobile, general liability and employer's liability. ; Coverage for exposure gaps by kicking in where your primary insurance ends.
Typically, general liability policies provide: Premises liability coverage, which offers protection against the costs of injuries on your business property. Products liability coverage, which offers protection against the costs of damage to property and injury to people caused by your products or services. Personal and advertising injury liability coverage, which offers protection against the costs of injury caused by certain offenses arising out of your business, including slander, libel, wrong...
Liability insurance policyholders that access the excess and surplus market should expect rate hikes to accelerate over the next several months…
Umbrella insurance provides additional liability coverage beyond what is offered by other policies, such as home or auto insurance. Learn how it works.
Discover expert tips for determining the right excess liability coverages to maximize your protection. SoCal Truck Insurance offers guidance for optimal coverage decisions in the trucking industry.