Does your homeowners, condo, renters, or commercial property insurance policy provide broad form perils? Learn what this means and what causes of loss are covered.
Our guide covers what broad form insurance is, how it compares to other coverages, when it’s most beneficial to have and its top insurance carriers
What Is a Named Perils Insurance Policy? A named perils insurance policy is a home insurance... or broad policies, which are policies that tend to offer coverage to most perils.1 How a...
What Is an Example of E&O Insurance? Medical malpractice insurance is a type of E&O coverage that protects doctors and other medical practitioners against claims by patients for...
By Allstate ; Whether you're insuring a condo, house or apartment, you may have seen some unfamiliar terms — like HO-6, HO-3 or HO-4 — when reading your policy. Or, you might have overheard your insurance provider say that your homeowners insurance is an HO-3 form. You might be wondering what these terms mean. They are different types of home insurance policy forms. Insurance companies typically write policies on certain forms, according to the Insurance Information Institute (III). The type of home you live in will help determine the cover ...
I often get asked about broad form coverage. Here is some basic information on how it works.
What Is Directors and Officers (D&O) Liability Insurance? Directors and officers (D&O)... federal law grants directors and officers broad discretion in their business activities. Corporate...
If you’re a small business owner who subsidizes the cost of employee health insurance premiums, you may be able to claim a credit for part of the premium cost using Form 8941. ; Only the premiums for health insurance coverage obtained through the Small Business Health Options Program Marketplace qualify for the credit. ; The maximum credit for small business employers is 50% of premiums paid. The maximum credit for small tax-exempt employers is 35% of premiums paid. ; You may be eligible for the credit if you cover at least 50% of each enrolled employee's insurance premiums, you have 24 or fewer full-time equivalent (FTE) employees, and the average annual salary you pay for each FTE employee is less than $50,000.Read More
Everyone carries some form of insurance, but what exactly is insurance? Learn about basic insurance terms, common types of policies, and how it works at a high level.
What Is a Unit Linked Insurance Plan (ULIP)? A unit linked insurance plan (ULIP) is a multi... ULIPs provide flexibility in the form of premium payment alternatives, investment...