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Liability Insurance: What It Is, How It Works, Major Types

Liability insurance provides the insured party with protection against claims resulting from injuries and damage to people and/or property.

What Is a Certificate of Insurance (COI)? When You Need One

A certificate of insurance (COI) is a nonnegotiable document issued by an insurance company or broker verifying the existence of an insurance policy. Learn how it works.

What Is Errors and Omissions Insurance?

Errors and omissions insurance covers claims against your business for negligence, malpractice, errors, or omissions while providing a professional service.

What Is Professional Liability Insurance? Costs and Coverage

Professional liability insurance protects professionals like lawyers and physicians against negligence and other claims initiated by their clients.

What Is Umbrella Insurance Policy? Definition and Who Needs It

An umbrella insurance policy is a type of personal liability coverage that covers claims that exceed your homeowners or auto insurance limits.

How an Umbrella Insurance Policy Works

At low cost, you can buy significant extra liability coverage via umbrella insurance in case you're sued due to an accident or other legal issue.

What Does Commercial General Liability (CGL) Insurance Cover?

Commercial general liability (CGL) insurance covers a business against claims of property damage, bodily injury, libel, slander, or false advertising. Learn more.

What Is Personal Liability Insurance? | U.S. News

Personal liability insurance can protect you and your assets in the event that you’re held responsible for someone else’s injury or property damage. This guide explains how personal liability insur...

What Is Commercial Insurance?

Commercial insurance, or business insurance, is coverage purchased by businesses to protect them from the costs of unexpected events during normal operations.

Water Damage Legal Liability Insurance: What It Is, How It Works

Water damage legal liability insurance provides financial protection to a person or business that causes water damage to the property of another.

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