Nominal vs. Real Interest Rate: What's the Difference?

A nominal interest rate is the real interest rate plus a projected rate of inflation. A real interest rate is what a lender or investor receives.

What Is an Interest-Rate Derivative? Definition and Examples

An interest-rate derivative is a broad term for a derivative contract, such as a futures, option, or swap, that has an interest rate as its underlying asset.

Interest Rates: Different Types and What They Mean to Borrowers

The interest rate is the amount lenders charge borrowers and is a percentage of the principal. It is also the amount earned from deposit accounts.

What Do Interest Rates Really Mean? | Equifax®

What is an interest rate? What are the different types of interest rates? Equifax explains how interest rates are used and what they are in this guide.

What Is an Interest Rate Future? Definition and How to Calculate

An interest rate future is a financial contract between the buyer and seller agreeing to the future delivery of an interest-bearing asset.

Interest Rate Swap: Definition, Types, and Real-World Example

An interest rate swap is a forward contract in which one stream of future interest payments is exchanged for another based on a specified principal amount.

What Is a Good Interest Rate on a Personal Loan?

Discover more about personal loan interest rates. Learn what constitutes a favorable rate for borrowing to help you make informed financial decisions.

Real Interest Rate: Definition, Formula, and Example

A real interest rate is one that has been adjusted for inflation, reflecting the real cost of funds to the borrower and the real yield to the lender.

What Is an Interest Rate Differential (IRD)?

An interest rate differential (IRD) measures the gap in interest rates between two similar interest-bearing assets.

What Is a Negative Interest Rate, and Why Would We Have Them?

Negative interest rates occur when borrowers are credited interest, rather than paying interest to lenders.