Don’t know what credit score you need to get a credit card? Discover what the ideal credit score is to get approved for a credit card.
When Mykail James was 19 and working a holiday job at Victoria's Secret, she took out a store credit card with a $2,000 credit line. After missing a few, she paid off the card only to find that her...
What is a credit card? It allows you to borrow money from your bank to make your purchases, whether you’re buying a burger or a round-trip ticket to France.
Almost anyone can qualify for a credit card, but your options, and your terms, will vary based on your score.
Credit cards are a way of borrowing money for short periods of time. Since you're charged interest on the amount you owe, it's important to pay off your credit card every month.
A credit card block is the reservation of a portion of a credit or debit card balance for the cost of services not yet rendered.
Credit card interest rates tend to be higher on average than other financial products that let you borrow money, meaning even a “good” credit card APR can leave you paying off debt for longer than you’d prefer. In fact, Federal Reserve data shows the average credit card interest rate for accounts that assessed interest came in at 22.16% in May 2023—and there are plenty of rewards credit cards with advertised rates that are much higher than that. Further, some credit cards come with a 0% ...
If you have a bad credit score, there are still credit card options for you. Our experts have evaluated the best credit cards for bad credit available from our partners.
Getting a credit card is a financial rite of passage. If you're new to credit cards, here's how to use them and what mistakes to avoid.
Learn more about Discover credit cards and apply for the best credit card for you, whether you need cash back, miles, a student credit card or a secured credit card.