Consumer-driven healthcare (CDHC), or consumer-driven health plans (CDHP) refers to a type of health insurance plan that... the consumer pays for health care until the deductible is reached...
Consumer-driven Health Plans The combination of a pretax payment account with a high-deductible health plan is what is commonly referred to as a consumer-driven health plan (CDHP). 7 In...
The value of the Internet as the enabler of a lower- cost ‘Consumer-driven’ health plan is not clear. May need long-term data to see if what seems like moral hazard may be cost-savings...
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When you're choosing a health insurance plan, there is an important factor to consider in addition to cost: whether you will have access to the doctors you currently see or may need to see in the future. Insurers and employers that provide healthcare coverage to workers are increasingly offering plans that give you a limited choice of healthcare providers in exchange for lower premiums. Known as narrow network plans, insurers that offer these work with a smaller pool of doctors, hospitals, and treatment centers, who agree to a lower price for s ...
ET · President Trump's decision Thursday to end subsidy payments to health insurance companies is expected to raise premiums for middle-class families and cost the federal government hundreds of billions of dollars. The administration said it would stop reimbursing insurers for discounts on co-payments and deductibles that they are required by law to offer to low-income consumers. The reimbursements are known as cost-sharing reduction payments, or CSRs. ...
Many Republican leaders have promoted the idea that consumers should have a "health care backpack," which would make it possible to take insurance from job to job or when moving, starting a business or retiring. The concept — often referred to as "portability" — is appealing. Why should a health plan be tied to where you work or live? The answer, of course, is "it's complicated." As Republicans debate ideas for repealing and replacing the Affordable Care Act, portability might play a central role in their plan. So how would that work? ...
pushing a customized consumer experience driven by digital health products. What's happening: At its core, these companies... In January, CVS Health announced a plan to buy Oak Street...
Nationwide, about 100 million people — including 41% of adults — have some kind of health care debt, KFF Health News found in an investigation conducted with NPR to explore the scale and impact of the nation's medical debt crisis. The vast scope of the problem is feeding a multibillion-dollar patient financing business, with private equity and big banks looking to cash in when patients and their families can't pay for care, KFF Health News and NPR found . In the patient financing industry, profit margins top 29%, according to research firm ...
February 20, 2018 · 11:48 AM ET · By Alison Kodjak ; The plans are meant to offer people limited coverage if they are between jobs or in need of insurance during a life transition. Under the Affordable Care Act, or Obamacare, short-term plans can last up to three months. But the Trump administration wants to extend that time limit to a year, or more. "In 2008, one of the important policy motivators for what ultimately became the ACA was protecting people from so-called mini-med plans that provided coverage in name only," says Rodney Whitlock, ...