Homeowners insurance provides a range of coverage, depending on the policy type. Learn what is and isn’t covered by homeowners insurance and what varies by policy.
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate homeowners insurance products to write unbiased product reviews. A home is the biggest asset most Americans have. Homeowners insurance offers protection for your home and personal possessions. Although homeowners insurance is not required by law, if you have a mortgage, your lender will require it to protect the home. If you live in a dis ...
Homeowners insurance covers damage to your home from fire, heavy wind and other disasters. It can also cover liability claims against you. Here’s how it works.
Homeowners insurance policies help you financially recover from a setback such as a house fire, tornado or theft. Find out what home insurance covers and does not cover.
Homeowners insurance doesn't cover everything. Read this guide to discover what's covered and what isn't, so there are no unpleasant surprises down the road.
If you’re in the market for homeowners insurance, it’s important to know what your policy will and will not protect.
Your home's foundation, walls, roof and other structural elements ; Barns, tool sheds, fences and other outdoor structures on your property ; Appliances, electronics, furnishings and possessions damaged by a covered event
Covered incident examples ; Fire · Windstorms · Hail · Lightning · Vandalism · Theft · Weight of ice, snow or sleet · Freezing of plumbing, heating, air conditioning or other household systems
Homeowners insurance covers many different kinds of damage and loss, but not everything.
Protect your home against theft, fire, and other types of covered damage. Learn what homeowners insurance covers and get a quote today.