Who needs liability insurance coverage? ; What does liability insurance cover? ; What liability insurance do I need? ; Business liability coverage ; Personal umbrella policy
What Is Included in Professional Liability Insurance? Coverage does not include criminal prosecution, nor all forms of legal liability under civil law—only those listed in the policy....
If the other driver suffers severe injuries in the accident ; If multiple passengers in the other vehicle are injured in the accident ; If injuries cause the other driver or passengers to miss work for a prolonged time
Typically, general liability policies provide: Premises liability coverage, which offers protection against the costs of injuries on your business property. Products liability coverage, which offers protection against the costs of damage to property and injury to people caused by your products or services. Personal and advertising injury liability coverage, which offers protection against the costs of injury caused by certain offenses arising out of your business, including slander, libel, wrong...
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Learn what personal liability insurance is on a homeowners policy and who needs it.
Table of contents ; What is liability insurance? ; What does liability car insurance cover? ; What are the different situations where liability insurance coverage applies?
Personal liability coverage is part of a standard condo insurance policy purchased by the owner of a condo unit, according to the Insurance Information Institute (III). It can help protect you if you are sued or a court judgment is made against you because of an accident in your home or if you cause damage to someone else's property, the III says. The coverage might kick in, for example, if someone sues you after taking a spill in your kitchen. Liability coverage typically also extends to damage...
Get the facts on bodily injury liability insurance. Learn about what bodily injury liability covers, who it covers, coverage limits and more.
You host a party in your rented home. A guest slips in your bathroom, hits her head on the edge of the tub, and is rushed to the hospital. ; While visiting the home of an acquaintance, you accidentally knock over and break an expensive porcelain vase. ; Your rambunctious five-year-old dumps a milkshake on a new laptop on display in an electronics store, destroying it.