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Parts of Medicare

Part B helps cover: Services from doctors and other health care providers · Outpatient care · Home health care · Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment) · Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)

Medicare vs. Medicaid: What's the Difference?

Medicare provides health coverage for older adults, while Medicaid covers health care costs for people with low incomes. Learn more about Medicare vs. Medicaid.

Joining a plan

To join a Medicare health plan, you generally must: ; Live in the service area of the plan you want to join. ; Be a U.S. citizen or lawfully present in the U.S. ; Have your Medicare Number and your Part A and/or Part B coverage start dates. Find this information on your Medicare card.

What Original Medicare covers

Medicare coverage is based on 3 main factors: ; Federal and state laws. ; National coverage decisions Medicare makes. ; Local coverage decisions made by Medicare claims processing companies in each state. These companies decide if something is medically necessary and Medicare should cover it in their area.

What Medicare Part D drug plans cover

Overview of what Medicare drug plans cover. Learn about formularies, tiers of coverage, name brand and generic drug coverage. Official Medicare site.

When does Medicare coverage start?

If you sign up:, Coverage starts: ; Before the month you turn 65, The month you turn 65 ; The month you turn 65, or during the 3 months after, The next month

Your coverage options

Original Medicare · You pay for services as you get them. When you get a covered service, Medicare pays part of the cost and you pay your share. You can see any doctor or hospital that takes Medicare, anywhere in the U.S. Includes: Part A (Hospital Insurance) · Part B (Medical Insurance) · You can add: Part D (Medicare Drug Coverage) · Supplemental coverage (to help pay your share of costs): Medicare Supplement Insurance (Medigap), coverage from a former employer or union, or Medicaid .....

Travel outside the U.S.

Medicare usually doesn’t cover health care while you’re traveling outside the U.S. There are some exceptions, including some cases where Medicare Part B (Medical Insurance) may pay for services that you get on board a ship within the territorial waters adjoining the land areas of the U.S. Medicare may pay for inpatient hospital, doctor, and ambulance services you get in a foreign country in these rare cases: Medicare may cover medically necessary ambulance transportation to a foreign hospital only with admission for medically necessary cove ...

Medicaid

Special Needs Plans · Medicare-Medicaid Plans (only available in certain states) · Program of All-Inclusive Care for the Elderly (PACE) plans can help certain people get care outside of a nursing home

Learn what Medigap Covers

What's Covered? · Medigap policies help cover out-of-pocket costs associated in Original Medicare, like: Copayments · Coinsurance · Deductibles · Some Medigap policies cover services that Original Medicare doesn't cover, like emergency medical care when you travel outside the U.S. (foreign travel emergency care). What's included in foreign travel emergency care? ; What's not covered? · Medigap doesn’t cover everything. Medigap plans generally don’t cover: Long-term care (like care in a nursing home) · Vision or dental care · Hearing ...

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