Compare the cheapest car insurance companies ; What are the best cheap car insurance companies? ; The cheapest car insurance companies by state
The cheapest car insurance rates start at $38 per month from USAA according to our research team’s cost analysis of 97 companies nationwide.
While Subaru is the cheapest car brand to insure at $2,224 per year or $185 monthly, Ford, Honda and Toyota all check in with average full-coverage rates below $2,500 per year. ; SUVs are the most affordable type of car to insure based on our rate data. ; The average cost of car insurance for full coverage depends on the vehicle, policy details and driver profile.
Key Takeaways ; The average annual cost of a car insurance policy among insurers we analyzed is $2,068, compared to $1,459 a year ago. ; USAA has the lowest sample premiums in our study, but its policies are only available to current and former members of the military and their families. ; Erie, which is available in 12 states and Washington, D.C., has the lowest rates we found for teen drivers.
The cheapest car insurance companies include Geico, Travelers and State Farm, according to NerdWallet's analysis. Read more about cheap car insurance options.
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COUNTRY Financial, NJM, and Auto-Owners offer the cheapest car insurance rates. Julia Taliesin ; Evelyn Pimplaskar ; Mark Friedlander
Best cheap car insurance for most drivers · Geico ; Best for drivers with spotty records ; Best for variety of discounts ; Best for military perks ; Best for low complaints
Auto-Owners Insurance : $620, USAA : $645, Travelers : $816, State Farm : $912, Geico : $940
Cheapest car insurance ; Best for discounts: Geico · Best for full coverage: Nationwide · Best for minimum coverage: Auto-Owners · Best for customer satisfaction: Amica · Best for military members and veterans: USAA