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Check Your Credit Score for Free with Credit Journey

Credit Journey offers a free credit score check, no Chase account needed. Receive weekly updates with individualized insights to help improve & maintain your score.

What Is a Good Credit Score?

Credit building ; Factor breakdowns ; Smart offers ; Poor credit scores: 300 to low-600s ; Fair to good credit scores: Low-600s to mid-700s ; Very good and excellent credit scores: Above mid-700s ; What is the highest credit score you can get? ; What’s a good credit score to buy a house? ; What’s a good credit score to rent an apartment? ; What credit score do you need to get a credit card?

How Personal Loans Affect Your Credit Score

Taking out a personal loan can affect your credit score in a number of ways—both good and bad. Repaying it in a timely manner is key to a healthy score.

What Is the Highest Credit Score? How to Get an Excellent Credit Score

The highest possible credit score you can get is considered an excellent credit score, and it makes borrowing money easier and cheaper. Learn the factors that impact your score and how you can impr...

What Is a Credit Score? Definition, Factors, and Ways to Raise It

You can also hire a monitoring service to help keep your information secure. Frequently Asked Questions (FAQs) What is a Good Credit Score to Have? What constitutes a good credit score is...

What Is a FICO Score? Understanding Your Creditworthiness

See how we rate credit score services to help you make smart decisions with your money. If a lender is looking at your credit score, chances are, they're looking at your FICO score. The FICO credit scoring system was created by the Fair Isaac Corporation in 1989. As a three-decade-old credit scoring model, FICO is the mos ...

How To Raise Your Credit Score

Paying your bills on time is the most important thing you can do to help raise your score. FICO and VantageScore, which are two of the main credit card scoring models, both view payment history as the most influential factor when determining a person’s c ...

How Your Credit Score is Calculated - Wells Fargo

Learn what your credit score is based on and the many ways you can improve it.

How to understand and check your credit score for free

Understand the key factors making up the two main credit scoring models, FICO and VantageScores, and find out where you can check your credit score for free.

What is autopay and can it help your credit score?

What is autopay and how does it work? Autopay can be a great way to help ensure your credit card payments are made on time, which can help you build your credit history.

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