No down payment · VA Home Loans don’t require a down payment ; Lower payments · VA Home Loans forgo private mortgage insurance ; Meets the Needs of Military Family · VA Loans are one of the fastest to close
Loan Option, Rate, APR ; VA 15-Year Fixed *, 5.125 %, 5.814 % ; VA 20-Year Fixed *, 5.875 %, 6.439 % ; VA 25-Year Fixed *, 5.625 %, 6.096 %
How does a VA direct home loan work? · With a VA direct home loan, we serve as your mortgage lender. This means you’ll work directly with us to apply for and manage your loan. The Native American Direct Loan (NADL) program often has better terms than a home loan from a private lender (a private bank, mortgage company, or credit union). Find out if you qualify for a NADL ; How does a VA-backed home loan work? · With a VA-backed home loan, we guarantee (or stand behind) a portion of the loan you get from a private lender. If your VA-backed ho ...
On October 26, 2012, the Department of Veterans Affairs announced it has guaranteed 20 million home loans since its home loan program was established in 1944 as part of the original GI Bill...
Main entry page for the VA Loan Guaranty Service.
Settle into the home you’ve earned, with a Veterans Affairs (VA) home loan that offers no down-payment options with no private mortgage insurance.
VA direct and VA-backed Veterans home loans can help Veterans, service members, and their survivors to buy, build, improve, or refinance a home. You’ll still need to have the required credit and in...
A VA loan is a mortgage loan available through the U.S. Department of Veterans Affairs for service members, veterans, and their surviving spouses.
VA housing assistance can help Veterans, service members, and their surviving spouses to buy a home or refinance a loan. We also offer benefits and services to help you build, improve, or keep your...
What is a VA Loan? ; A VA home loan (also known as a Department of Veterans Affairs home loan) is one of the most useful military benefits. If you qualify, you can buy or build a home, or refinance an existing home mortgage, with as little as $0 down, great rates and financing with no mandated cap. Another benefit over traditional mortgages is that there is no PMI (Private Mortgage Insurance, the monthly insurance fee charged to protect the bank until you reach at least 20% equity). For most service members and veterans who qualify, a VA loan i ...