Main entry page for the VA Loan Guaranty Service.
Welcome to the official website of the U.S. Department of Veterans Affairs. Discover, apply for, and manage your VA benefits and care.
VA-backed home loans ; Loan types · Eligibility · How to request a COE · Request a COE online · Surviving spouse programs · Check your COE status · Check claim, decision review, or appeal status · Request a decision review · VA help to avoid foreclosure · Warning about refinancing offers · Funding fee and closing costs · Home loan limits · Find VA-acquired properties · Buying a home with a VA-backed loan · Guidance on natural disasters
The Department of Veterans Affairs will start buying veterans' failing mortgages to help them stay in their homes.
How does a VA direct home loan work? · With a VA direct home loan, we serve as your mortgage lender. This means you’ll work directly with us to apply for and manage your loan. The Native American Direct Loan (NADL) program often has better terms than a home loan from a private lender (a private bank, mortgage company, or credit union). Find out if you qualify for a NADL ; How does a VA-backed home loan work? · With a VA-backed home loan, we guarantee (or stand behind) a portion of the loan...
Owner-occupied, single family residence · Up to the Fannie Mae limit · Purchase only (no refinancing is available) · Up to four (4) home loan maximum life benefit
VA direct and VA-backed Veterans home loans can help Veterans, service members, and their survivors to buy, build, improve, or refinance a home. You’ll still need to have the required credit and in...
Veterans who receive calls or recorded messages claiming to be from "veterans services" should have their guard up. A Veterans Affairs VAntage Point blog post reported that many service members, veterans, and military spouses have been the target of fraudulent calls from companies that purport to be affiliated with the VA or its home loan servicer. The post warns that callers, using caller ID spoofing to appear legitimate, “often try to sway you to refinance your home, agree to a loan modification, or pay your loan via purchased money orders. ...
Settle into the home you’ve earned, with a Veterans Affairs (VA) home loan that offers no down-payment options with no private mortgage insurance.
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