(Contact information is online at:https://www.benefits.va.gov/homeloans/contact_rlc_info.asp) See more frequently asked questions in Appendix H: FAQs and Common Issues. 5 Outline of the VA...
Main entry page for the VA Loan Guaranty Service.
A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The... The VA does not originate loans, but sets the rules for who may...
Apply for your VA-backed home loan Certificate of Eligibility (COE) · You’ll need to show your COE to your lender as proof that you qualify for the home loan benefit. Find out if you qualify for a COE Apply for your COE now ; Look at your current finances · Go over your credit profile, income, expenses, and monthly budget to make sure you’re ready to buy a home. Decide how much you want to spend on a mortgage—and be sure to include closing costs in the overall price. To learn more: Find out current VA home loan limits Read about the VA ...
For more information, contact a VA regional loan center at 877-827-3702 or visit the Home Loan website at www.benefits.va.gov/HOMELOANS/contact_rlc_info.asp.
Grant eligibility for your permanent home ; You have a qualifying service-connected disability ; The loss or loss of use of more than one limb ; You or a family member own or will own the home, and ; Certain respiratory or breathing injuries
About the VA funding fee ; You may be eligible for a refund of the VA funding fee if you’re later awarded VA compensation for a service-connected disability. The effective date of your VA compensation must be retroactive to before the date of your loan closing. If you get a proposed or memorandum rating after your loan closing date, you’ll still need to pay the funding fee. You won’t be eligible for a refund based on this rating. If you think you’re eligible for a refund, please call your VA regional loan center at 877-827-3702 (TTY: 71 ...
Veteran · Service member · Current or former activated National Guard member · Current or former activated Reserve member · Current member of the National Guard or Reserve who has never been activated · Discharged member of the National Guard who was never activated · Discharged member of the Reserve who was never activated · Surviving spouse of a Veteran who died on active duty or who had a service-connected disability
How does a VA direct home loan work? · With a VA direct home loan, we serve as your mortgage lender. This means you’ll work directly with us to apply for and manage your loan. The Native American Direct Loan (NADL) program often has better terms than a home loan from a private lender (a private bank, mortgage company, or credit union). Find out if you qualify for a NADL ; How does a VA-backed home loan work? · With a VA-backed home loan, we guarantee (or stand behind) a portion of the loan you get from a private lender. If your VA-backed ho ...
VA-backed home loans ; Loan types · Eligibility · How to request a COE · Request a COE online · Surviving spouse programs · Check your COE status · Check claim, decision review, or appeal status · Request a decision review · VA help to avoid foreclosure · Warning about refinancing offers · Funding fee and closing costs · Home loan limits · Find VA-acquired properties · Buying a home with a VA-backed loan · Guidance on natural disasters