The cheapest car insurance in Utah comes from Nationwide, Geico, USAA, Auto-Owners and Progressive for both full- and minimum-coverage insurance.
Key Points ; USAA is the cheapest car insurance company in Utah overall, with an average rate of $43 per month for minimum coverage and $147 per month for full coverage. ; GEICO and Auto-Owners also offer affordable car insurance rates for many driver profiles. ; You can save on car insurance by opting for minimum coverage, looking for discounts, increasing your deductible, and bundling your auto insurance with other policies.
Learner's permit: Requires up to 50 hours of driving practice with an experienced driver. ; Intermediate license: Allows for driving with restrictions like nighttime driving or driving with other teens in the car. ; Full license: Earns the driver full road privileges.
Shopping for auto insurance in Utah? Keep reading to learn about how much car insurance you'll need and ways to find the cheapest car insurance in this state.
Key Takeaways: ; At an average of $1,466 annually, Travelers offers the lowest rates for Utah homeowners; however, based on our research, Amica is No. 1 for homeowners insurance in the state. ; Utah insurance companies determine homeowners insurance rates based on the amount of elected coverage, property type, age, condition, location, homeowners’ credit score, and claims history. ; Some areas of the state may see increased rates due to the risk of wildfires, earthquakes, and avalanches, so it’s important to be mindful of these costs if you plan to purchase a home in Utah.
Even though a study ranked Utah 34th in car dependency based on how many people commute by car and the number of annual miles driven, it has some of the worst drivers in the United States, according to QuoteWizard. The report shows that drivers in the Beehive State rank eighth in DUIs, fifth in accidents, and second in citations. The state, unfortunately, ranks first in speeding, placing ahead of North Dakota. There are several things that a person could do that might cause a crash. The Utah Dep...
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Auto-Owners is the cheapest insurance company in Utah, at $51 per month for minimum coverage. It also has the cheapest full coverage insurance, at $114 per month.
Overview ; No-fault auto insurance laws require every driver to file a claim with their own insurance company after an accident, regardless of who was at fault. In states with no-fault laws, all drivers are required to purchase personal injury protection (PIP), as part of their auto insurance policies. In its strictest form, the term no-fault applies only to state laws that both provide for the payment of no-fault first-party benefits and restrict the right to sue, the so-called “limited tort”...
Pros: Excellent ratings for customer service · Online portal to pay bills, track claims, and more · Options for both identity theft and cyber insurance ; Cons: No option to buy online · No earthquake coverage option · Only available in 26 states