Key Takeaways ; USAA is rated No. 1 in our analysis for customer service, claims handling, and discounts. It has the lowest sample premium overall among companies we researched. USAA also earns high scores from J.D. Power in claims reliability and customer satisfaction. However, it can't officially be ranked because it restricts membership to the military community and family members.
USAA is one of the most well-known insurance providers in the country, and for good reason—it exclusively serves military service members and their families. The company has better rates than many competitors because of their limited customer base, but these limitations mean not everyone is eligible. However, if you are an active military member or the spouse or child of a USAA member, take a look at what the company has to offer, as the rates, benefits, and advantages of being a member are worlds away from standard insurance companies. ...
Credit level, USAA avg. annual premium, Progressive avg. annual premium ; Very Poor (300-579), $2,682, $3,602 ; Fair (580-669), $1,247, $2,127 ; Good (670-739), $1,057, $1,708
The Verdict ; But there is one big drawback. ; Not a fair fight. Let’s get this out of the way: USAA beats Farmers in almost every category. ; Since USAA serves only military members and their families, the company can focus exclusively on delivering the best price, products, and customer service possible for its members. ; Best customer service. Reviews and industry analyst reports all find that USAA delivers the best car insurance customer service across the nation.
Cost : The best way to estimate your costs is to request a quote, App available : Yes, Policy highlights : USAA auto insurance is available to service members, veterans and their families in all 50 states and Washington D.C.. In addition to low rates, USAA offers discounts if you are deployed or store your vehicle on base.
Featured Car Insurance Partners ; Good · Geico ; Excellent · OK · USAA ; Very good · State Farm
Pros : Up to 10% discount for bundling · Ranked #1 in our customer survey · Cheapest average rates when bundling · High ratings from J.D. Power and other reputable third parties · Wide availability and many coverage options, Cons : Only available to active duty or veteran military members and their families.
Cheapest Car Insurance Company, Average Monthly Minumum Coverage Rate, Average Monthly Full Coverage Rate ; 1. USAA, $39, $145 ; 2. Central Insurance, $36, $156 ; 3. Travelers, $58, $141
USAA ; Pros : Great customer service ratings · Affordable rates, Cons : Restricted to military service members and family
Obtaining a free car insurance quote is the best way to see what your rate with USAA can be. How much is USAA car insurance? Auto insurance companies look at several rating factors to...