보험료의 납입과 적립 및 인출이 자유로운 상품으로 유연성, 유동성, 보장성이 결합된 보험상품을 말한다. 환급금은 보험가입자가 납입한 보험료와 보험사가 정한 이자에서 사망보험금 및 관리비용을 공제한 나머지...
유니버설보험은 '70년대말 미국에서 등장한 신종보험형태로 금융시장의 변동에 따른 신축성과 현실성을 최대한 반영키 위해 고안된 생명보험형태인데, 대체로 무배당 보험성격이 강하며 보험계약자의 보험...
( July 2023 ) Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States. Under the terms of the policy, the excess of...
Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is en...
Indexed universal life (IUL) insurance boasts the flexibility of fixed universal life policies but with the possibility of earning more cash value, within limits.
펀드 운용 수익률에 따라 보험금이 변동되는 변액보험과 보험료 납입 및 적립금 인출이 자유로운 유니버셜보험의 장점을 결합한 보험상품. 각종위험에 대비한 보장보험료와 투자에 대한 투자보험료를 함께 부담해야...
We break down what whole life and universal life insurance policies are and the important differences between these two types of permanent life insurance.
This policy is permanent, portable, and owned by you, regardless of where you work.1 ; The coverage is flexible to fit your needs over time. ; Helps secure your financial future by supplementing retirement income. ; Can include a tax-deferred savings feature for added flexibility so you can use your money when and how you see fit.2
Universal life insurance is a type of permanent life insurance that may offer adjustable premiums and an adjustable death benefit. Learn its benefits!
Universal life insurance is a type of permanent life insurance. It's similar to whole life, but with more flexibility to change your premiums, payment frequency, and coverage amount.