75% of homeowners have HO-3 policies. Understanding the 8 types of homeowners insurance is crucial to getting the right coverage. Click here to compare each policy.
HO-3 insurance offers open peril coverage for your dwelling but only covers named perils for your personal property. ; HO-3 insurance also offers liability and additional living expenses coverage. ; HO-3 insurance is more comprehensive than HO-1 or HO-2 but offers less protection than HO-5.
Homeowners insurance protects your dwelling, other structures, and home contents. It also covers the homeowner if they are sued for liability.
Homeowners insurance is an essential purchase to make to avoid financial hardship if your personal property is damaged or you are sued.
Navigating the world of homeowners insurance can often feel like trying to decipher a foreign language. The jargon, complex terms, and seemingly endless list of coverage types can be overwhelming. Yet, understanding your policy is critical in ensuring the right protection for your home. This blog aims to simplify this process by breaking down key components of homeowners insurance. What is Homeowners Insurance? · Homeowners insurance is a form of property insurance designed to protect homeowne...
Should you need or want to purchase homeowners insurance, you will contact an insurance company or an insurance producer (sometimes also known as a broker or agent) to obtain coverage. The...
A homeowners insurance deductible is the portion you pay out of pocket before the insurer pays the rest. A larger deductible will reduce your premium.
There are eight types of homeowners insurance based on your home type. The most common insurance types are condo, renters, and homeowners insurance.
Ever wondered how homeowners insurance covers your pets? We created this guide to homeowners insurance and dogs to answer your pet-related questions.
Here’s what you need to know when buying homeowners insurance, including how to determine the type of coverage you need and find a provider.