Homeowners insurance and renters insurance offer similar benefits for occupants and homeowners, but they do it in different ways and for different reasons.
Renters insurance can reimburse you based on replacement cost, which pays the full cost of replacing the items with new ones. Renters insurance might reimburse you based on actual cash...
Find out the average cost of renters insurance and learn what factors impact rates. Get tips to lower your renters insurance premium.
Finding a cheap renters insurance policy can save you money on your premiums. See why Lemonade renters insurance made the top of our list.
See our rating of the Best Renters Insurance Companies of 2024 and get expert advice on how to find the best renters insurance to protect your property.
Coverage type, Personal property ; Personal property, The cost to repair or replace your belongings, such as clothing, furniture and electronics, up to the limits in your policy ; Liability, Repairs if you accidentally damage someone else's property or a guest's medical bills if you're found responsible for their injuries ; Additional living expenses, Additional costs you incur, like hotel bills, if the residence you rent is damaged and left uninhabitable
According to an Assurant survey, 45% of renters don't have renters insurance coverage despite its affordability.1 Average renters insurance premiums range from about $15 to $30 per month...
The three types of property insurance coverage are replacement cost, actual cash value, and... 5 HO4 HO4 property insurance, also known as renters insurance, covers tenants from loss of...
Renters insurance can offer you financial help if bad things happen to you or your stuff. Learn what's covered and what isn't.
Perils, Basic HO-1*+, Broad HO-2*, Modified Coverage HO-8 ; 1. Fire or lightning, x, x, x ; 2. Windstorm or hail, x, x, x