The best balance transfer credit cards (November 2024)

Annual fee · $0 ; Welcome offer · Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back ; Introductory Balance Transfer APR · 0% Intro APR on Balance Transfers for 15 months ; Ongoing Balance Transfer APR · 19.99% - 28.74% Variable ; Introductory Purchases APR · 0% Intro APR on Purchases for 15 months ; Ongoing Purchases APR · 19.99% - 28.74% Variable

What Is a Balance Transfer, and Should I Do One?

What is a balance transfer? · Who should do a balance transfer? · Who CAN do a balance transfer? · How to do a balance transfer · How much can you save with a balance transfer?

What Is a Balance Transfer Fee—and Can You Avoid It?

This fee is commonly charged by credit card companies when cardholders move balances from one... the card you're transferring a balance to. That company will ask for some details: Your name...

Compare Balance Transfer Cards | finder.com

, Normal credit card without balance transfer offer, 0% balance transfer credit card ; Interest rate, 20%, 0% ; Months required to repay, 12 months, 10 months ; Interest paid over this period, $200, $0

How to Do a Balance Transfer on a Credit Card

Key Points: ; A balance transfer may help you save money on high-interest-rate debt by providing you with a low promotional interest rate. ; Be sure to check your old account during the transfer period until the account is fully paid off. ; Contact your bank to see if you qualify for a balance transfer.

What is a credit card balance transfer

Transferring your credit card debt to a card with a 0% APR introductory period could save you thousands, but it's not for everyone. Here's what to know.

How Credit Card Balance Transfers Work

If not, that can make transferring larger balances worthwhile. Also, check the credit limit on your new card before you initiate a transfer. The requested balance transfer cannot exceed the...

How to save money with balance transfer credit cards

For example, if you're transferring $5,000, the fee could cost either $150 or $250. If considering a balance transfer credit card, you should also make sure your credit is in top shape. You...

Best Balance Transfer Credit Cards and Offers for 2023

Union Bank® Platinum™ Visa® ; Capital One SavorOne Cash Rewards Credit Card ; Navy Federal Credit Union Platinum ; Fifth Third Truly Simple® ; Blue Cash Everyday® Card from American Express ; Chase Freedom Flex℠ ; Amex EveryDay® Credit Card ; Bank of America® Customized Cash Rewards Credit Card ; Truist Future

How to Transfer a Credit Card Balance

Follow our step-by-step guide to transferring a credit card balance.