Thinking about buying a trampoline or building a tree house? Learn how tree houses and trampolines may affect your homeowners insurance policy.
If you have a trampoline on your property, you may wonder whether your home insurance covers your trampoline and potential related injuries. Between 2009 and 2018, more than 800,000 children experienced a trampoline injury in the U.S., according to the National Electronic Injury Surveillance System database.[1] · Your home insurance may cover your trampoline, but you can’t buy a separate trampoline insurance policy. If your homeowners insurance includes trampoline coverage, you can expect a higher rate due to the extra risk it poses to the i ...
Trampolines are popular, but before you buy one, check how it could impact your homeowners insurance.
What is not covered, such as: Flood damage - You need a separate policy. See FEMA's info about National Flood insurance program. Rented structures · Business items
It depends. These are some of the factors that may help determine how much you'll end up paying for homeowners insurance: The deductible you choose. The value of your home and belongings. Your insu...
What is homeowners insurance? Read our simple guide on home insurance to learn what it is, how it works and how you can secure the best coverage and rates.
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate homeowners insurance products to write unbiased product reviews. A home is the biggest asset most Americans have. Homeowners insurance offers protection for your home and personal possessions. Although homeowners insurance is not required by law, if you have a mortgage, your lender will require it to protect the home. If you live in a dis ...
A handy resource center to help you understand the ins and outs of homeowners insurance coverage.
Thinking about getting a trampoline? It can affect your coverage. Take a closer look at what you need to know about homeowners insurance and trampolines.
Most homeowners insurance policies get squared away in the early stages of home buying and aren’t much looked at again until the time comes when they’re needed, say, after a burglary or significant storm damage. But don’t wait until the day you need to invoke it to learn what your policy doesn’t cover. A number of liabilities—ranging from trampolines to certain pests, and from out-of-the-home businesses to certain dog breeds—may not be included. So, before you’re caught off guard i...