Life insurance rates typically increase with age as health issues become more frequent. Our rate chart shows how age and other factors affect premiums.
Term life insurance rates can depend on your age and other factors. Learn what term life insurance is, how rates vary, and how to find the best plan for you.
Check life insurance rates by age to see how much coverage and what type makes the most sense for your family. Get rates for 20-, 30-, 40- and 50-year-olds.
A 20-year term life insurance policy costs an average of more than $147 a month. Your rate may vary based on your policy, age and health, among other factors.
Age 30 : $2,218, Age 40 : $3,318, Age 50 : $5,125 ; Age 30 : $1,371, Age 40 : $1,846, Age 50 : $2,528
Policygenius - Life Insurance ; 18 - 85 years old · 50,000 · 10,000,000 · 10, 15, 20, 25, 30 years · Depends on provider and policy · Compare 12+ top insurers side-by-side to get the best possible deal, and shop return of premium policies online.
Term life insurance rates are meant to be affordable. A healthy 30-year-old can expect to pay between $23 and $30 per month for a $500,000, 20-year term life policy.
Ethos makes it easy to buy life insurance. It offers term and whole life with coverage up to $2 million. Learn more in our Ethos Life Insurance review.
Discover the cost of life insurance: factors affecting it, comparison of rates, & tips to find affordable coverage.
“If the insured outlives the initial term, the insurance carrier must adjust the premium to reflect their new age,” says Huntley. Life Insurance Rates by Age Age Gender $250,000 $500...