These top companies issue life insurance policies without a medical exam.
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
Amica Life Insurance ; Maximum issue age · 80 ; No medical exam option · No ; Am rating · A+ ; J.D. Power · N/A ; NAIC Complaint Index · 0.39 (72222)
Compare quotes from top term life insurance brands. And discover which term lengths, coverage amount and riders fit your needs.
Would you like to apply for a term life insurance with no medical exam? While there are some limitations, it's entirely possible. Find out more here.
Key Takeaways ; Nationwide’s Life Essentials term life policy has the highest potential death benefit of $1.5 million. ; Some no-exam policies may require applicants to answer a health questionnaire. ; No-exam policies may use different kinds and amounts of information in the underwriting process, which can affect how long it takes to be approved as well as the policy cost.
You can get term life insurance with no medical exam, but it usually involves some trade-offs. Read on as we explain the pros and cons of the no-med options.
A medical exam is part of the application process for many life insurance policies. Avoiding the exam speeds up the approval process drastically but these policies usually cost more.
Ethos offers term and whole life insurance policies with no medical exam. The company also offers will and estate planning tools.
We analyzed rates and coverage to find the best no medical exam life insurance companies. See why Protective, Pacific Life and Symetra top our list.