The Telephone Consumer Protection Act of 1991 ( TCPA ) was passed by the United States Congress in 1991 and signed into law by President George H. W. Bush as Public Law 102-243. It amended the Communications Act of 1934. The TCPA is codified as 47 U.S.C. § 227. The TCPA restricts telephon...
One of those cases concerns the Telephone Consumer Protection Act, a statute that is... businesses, debt collectors, and charities alike. Unless a consumer has released their number...
When can a debt collector call me? ; Generally, debt collectors can’t call you at an unusual time or place, or at a time or place they know is inconvenient to you. They are generally prohibited from contacting you before 8 a.m. or after 9 p.m. The law also requires debt collectors to follow instructions you give them about when and where you don’t want to be contacted. If you don’t want to receive calls from a debt collector at a particular time or place, such as on the weekends or at work, you should tell the debt collector. If they’re ...
The loss of a job, an unexpected illness or injury, or other common situation that people face in their lives everyday can put a strain on your finances. Anyone who has ever fallen behind in paying their bills has probably received a demand letter or threatening telephone call from their creditors. Creditors are entitled to collect money that is owing to them, but there are limits on the tactics they can use. Following are some of the limitations in the Federal Debt Collection Practices Act guid...
Such statutes prohibit and regulate deceptive or Unconscionable advertising and sales practices, product quality, credit financing and reporting, debt collection, leases, and other aspects of consumer transactions. The goal of consumer protection laws is to place consumers, who are average citizens engaging in business deals such as buying goods or borrowing money, on an even par with companies or citizens ...
third-party debt collectors when attempting to collect debts on behalf of another person or... consumers Telephone Consumer’s Protection Act (TCPA) This act ensures that consumers are not...
The Consumer Financial Protection Bureau (CFPB) is issuing this advisory opinion to affirm that the Fair Debt Collection Practices Act and Regulation F prohibit debt collectors from charging consum...
Limits on how debt collectors can communicate with you about a debt ; Time and place. Generally, debt collectors may not contact you at an unusual time or place, or at a time or place they know or should know is inconvenient to you. They are generally prohibited from contacting you before 8 a.m. or after 9 p.m. Also, if a debt collector knows or has reason to know that you're not allowed to receive personal communications at work, they’re not allowed to contact you there. If they call you when...
Philadelphia, Pennsylvania--(Newsfile Corp. - September 24, 2024) - The Weitz Firm, LLC, a dedicated law firm located in Philadelphia, has announced that they are expanding their focus to fight against unlawful robocalls for clients throughout Pennsylvania. In an era where telemarketing practices can infringe on consumer rights, this law firm is committed to advocating for individuals impacted by illegal robocalls and unsolicited communications. Utilizing the provisions of the Telephone Consumer...
requires debt collectors who communicate electronically to offer the consumer a reasonable and simple method to opt out of such communications at a specific email address or telephone...