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Escalation clauses: Fair or over-the-top? | Inquirer Business

The Supreme Court declared as void another escalation clause, which authorizes the lessor, seller, or some other party to raise the base price up to a fixed percentage, in view of specified cost increases, in Spouses Limso v. Philippine National Bank. In this case, Spouses Robert and Nancy Limso (“Spouses Limso”) and Davao Sunrise Investment and Development Corporation (DSIDC) took out a P700-million loan, consisting of a revolving credit line of P300 million and seven-year long-term loan of P400 million. It is secured by real estate mortga ...

Uncertain future of Pogo employees | Inquirer Business

With the country’s largest business organization, the Philippine Chamber of Commerce and Industry, joining the call for the phaseout of Pogo

Should I take out a personal loan to start my small business?

Select breaks down what you should know about using a personal loan for small business expenses.

PH firm takes on challenge to improve sea travel | Inquirer Business

Philippine Business Bank. The four other vessels will be delivered by June 2016. Santos says... issue a regulation to phase out old RoRos. “First, they should halt the entry of old...

A Simple Guide to Small Business Loans - Linked in

Chances are that you might be considering taking out a small business loan to move forward. What exactly is a small business loan? It’s basically a way to help finance your business...

Citi acquisition hits UnionBank’s 9-mo earnings | Inquirer Business

MANILA -Union Bank of the Philippines registered a weaker bottom line in the January-September period despite stronger revenues as expenses ballooned following the acquisition of Citi’s consumer business and rollout of its digital-only banking arm. On Tuesday, the Aboitiz-led bank announced its net income amounted to P8.1 billion in the first three quarters, lower by 19 percent than the P10.09 billion it booked in the same period last year. Net revenues climbed by 48 percent to P52.8 billion during the period as net interest income grew by 34 ...

Life insights from the Megastar: How insurance is an act of love and responsibility

“Nag-aalala ka dahil nagmamahal ka (You worry because you care).” · This was the sentiment shared by Ms. Sharon Cuneta in her latest vlog for the Insular Life (InLife) Dreamweaver Series. “My life still had its ups and downs but generally I have been really fortunate. And while most of you will see me as an accomplished individual, believe it or not, I still have my own share of worries. I still worry about my kids, my husband, my family, which is just normal,” the mom of KC, Frankie, Miel, and Miguel said. ...

Cebu Pacific honors Top PH, International Travel Agencies at 18th Eagle Wings Awards | Inquirer Business

Cebu Pacific (PSE: CEB), the Philippines’ leading carrier, awarded its top-performing travel agencies in the recently concluded 18th Eagle Wings Awards held in April at Best Western Plus The Ivywall Hotel and The Funny Lion in Puerto Princesa, Palawan. The Eagle Wings Awards is an annual event that recognizes the achievements and dedication of CEB’s travel agent partners in helping drive the airline’s success. “This is our way of giving thanks to everyone who did a good job in helping Cebu Pacific keep soaring in the skies. Together, le ...

Need a business loan? Inflation leads Main Street into more debt

Taking out loans as a small business isn't easy, but supply chain, inflation and wage issues are making more on Main Street look to debt as Covid relief ends.

PH banks fail to meet mandated lending to MSMEs, again

Rural and cooperative banks continued to do the heavy lifting in extending loans to micro, small and medium enterprises (MSMEs), as the entire Philippine banking industry failed again to meet its lending quota for the industry deemed as the backbone of the economy. Latest data from the Bangko Sentral ng Pilipinas (BSP) showed total loans of the local banking sector to MSMEs amounted to P488.13 billion in the three months ending in June, up by 5.8 percent compared with a year ago. However, that amount of credit only accounted for 4.52 percent of ...

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