Geico and State Farm are both top auto insurance companies, but they differ on coverage, service and price.
Is State Farm car insurance right for you? Read our unbiased review to learn what State Farm has to offer and how it stacks up against the competition.
Car Insurance Company, Average Monthly Rate Estimate, Average Annual Rate Estimate ; Auto-Owners Insurance, $30, $358 ; USAA, $32, $387 ; Erie Insurance, $33, $390 ; Geico, $38, $461 ; State Farm, $44, $523 ; Nationwide, $44, $531 ; Progressive, $58, $697 ; Auto Club Enterprises (AAA), $63, $754 ; American Family Insurance, $68, $810 ; Allstate, $71, $854
, USAA, State Farm ; Overall rating, 9.3, 9.2 ; Industry Standing, 8.9, 9.2 ; Availability, 8, 9.6 ; Coverage, 9.7, 9.4 ; Cost, 9.8, 8.8 ; Customer experience, 9, 9.1
State Farm car insurance has a rating of 3.5/5, according to Forbes Advisor. It has low complaints and offers reasonable rates for drivers with spotty records.
Discover what State Farm rental car insurance covers, what it doesn’t, reasons where it makes sense to have it and other insurance carriers offering it.
Which car insurance company offers cheaper average rates and better customer satisfaction, Geico or State Farm?
When it comes to Geico car insurance vs. State Farm, Geico offers more discounts and cheaper rates while State Farm scores better in claims satisfaction.
Company highlights · Average rates from State Farm ; Wide network of local agents · Two safe driving programs · Above-average customer satisfaction scores for auto and home · No-exam term life insurance available · Available in most states · Highly-rated mobile tools
State Farm is California's biggest car insurer. In all, the six largest insurers have received rate increases totaling more than $1 billion, Consumer Watchdog says.