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Drivers with an excessive number of accidents, tickets or a DUI or DWI on their record often need to file an SR-22 form with their state Department of Motor Vehicles (DMV). ; The SR-22 form verifies with the state that a driver has mandatory auto insurance coverage. Virginia and Florida use the similar FR-44 form. ; The average premium increase that comes with an SR-22 depends on driving offenses, but too many DUIs and at-fault accidents can boost prices by 50% to 70%.
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