A homeowners insurance policy may cover a slab leak depending on what caused it. Learn when a slab leak may be covered and how to help detect one.
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As a rule of thumb, homeowners insurance covers water damage caused by something sudden or accidental. ; You won’t be covered for flooding from the outside (that requires flood insurance), or from damage caused by poor maintenance. ; For a small additional fee, you can purchase Water Backup Coverage to cover damages from things like backed-up pipes or sump pumps.
What Is a Slab Leak? · Almost all homes are constructed with a concrete slab foundation with plumbing running underneath. When your plumbing pipes crack or leak, it can cause water to leak under the concrete slab foundation of your house, and do quite a bit of damage in little time. A slab leak means major water damage to walls, hardwood flooring, carpeting, drywall and anything else in your house. Any of a number of culprits can create a slab leak, but there are a few causes: Shifting soil under the slab: This can include earthquakes that mak ...
What Isn’t Covered by Homeowners Insurance? Examples of Commonly Covered and Not Covered Homeowners Insurance Situations How Homeowners Insurance Works Types of Homeowners Insurance...
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homeowners insurance policy. Many common events are covered... For example, if a storm damages your roof and water leaks... They also usually have a permanent foundation, like a slab or a...
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Company, Average annual cost for $350,000 coverage ; Allstate, $1,395 ; American Family, $2,020 ; Auto-Owners, $1,525